With over 25 years of experience in residential lending, we've helped clients finance home purchases, buy second homes, acquire investment properties, and refinance existing loans — matching each client with the loan program that fits their goals and financial picture.
Your home's equity can work for you, too — whether that means renovating and updating your home, paying off high-interest debt, covering a major expense, starting a business, or investing in real estate. We'll help you find the right way to put it to use.
Loan Programs
A full menu of financing options for purchases, refinances, and investment properties:
Conventional Fixed-Rate
Predictable payments for the life of the loan, in 15-, 20-, or 30-year terms — the most common choice for primary home purchases.
Adjustable-Rate (ARM)
A lower introductory rate that adjusts after a set period, often used to lower initial payments or match a shorter ownership timeline.
Jumbo Loans
Financing for loan amounts above conforming limits, built for higher-priced home purchases.
FHA Loans
Government-backed financing with flexible credit and down payment requirements, popular with first-time buyers.
FHA 203(k) Renovation
Finance the purchase and the cost of repairs or renovations in a single loan.
VA Loans
Zero-down financing for eligible veterans, active-duty service members, and their families.
USDA Loans
Zero-down financing for eligible homes in qualifying rural and suburban areas.
Non-QM & Self-Employed
Alternative documentation options — including bank-statement programs — for borrowers who don't fit standard income guidelines.
2-1 Buydown
A temporary rate reduction for the first two years of the loan, lowering payments while you settle in.
Second Home Financing
Financing built specifically for vacation homes and second residences.
Investment Property Loans
Financing for rental and investment properties, including 1-4 unit properties.
Refinance
Rate-and-term or cash-out refinancing to lower your payment, shorten your term, or tap into home equity.
Reverse Mortgages
Convert home equity into cash to help you comfortably age in place, with no monthly mortgage payment required.
Learn more →HELOC
A flexible home equity line of credit — draw what you need, when you need it, and pay interest only on what you use.
Down Payment Assistance
Programs that help cover down payment and closing costs for qualifying buyers, making homeownership more attainable.
Business Loans Using Home Equity
Tap into your home's equity to fund your business through private money financing, outside conventional bank guidelines.
Learn more →Get a Quick Quote
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