For over 25 years, I've worked on every side of the real estate transaction — as a real estate agent, a loan officer, an underwriter, a processor, a servicer, and an investor. That combination is rare, and it's exactly why clients trust us with the biggest financial decisions of their lives.
A Rare Combination of Experience
I graduated from the University of Southern California with a business degree focused on finance and investments. In my 25+ years in the industry, I've built an expertise base few Realtors or lenders can match — starting as a loan processor, then an underwriter, a business/office owner, a legal expert on foreclosure and mortgage matters, in addition to being an agent/Realtor and loan officer.
That means as your advocate, agent, and advisor, I don't just understand one side of a real estate transaction — I understand all of them, inside and out. And as a Broker-Associate powered by a top real estate agency and two powerful mortgage companies — plus a team of specialists behind me — we're uniquely positioned to provide options and representation few agents and lenders can. A true full-service concierge real estate and mortgage team — not just for one transaction, but for life.
When problems arise — a tricky underwriting condition, evaluating offers and buyers' qualifications for sellers, presenting a buyer's offer to a seller in a way they can feel comfortable with when it may seem marginal, appraisal issues, navigating potential legal pitfalls, or knowing where proper disclosure matters and where corners should never be cut — chances are we've already solved it from the inside, and my team and I are better equipped to resolve it than most.
An Investor and Partner, Not Just an Advisor
I don't just advise clients on real estate investing — I do it myself. I've personally purchased investment properties, flipped homes, and invest in trust deeds. When I talk about rental cash flow, the pitfalls of being a landlord versus the benefits of owning rentals, the benefits of passive trust deed investing, or the potential profits and risks of flipping homes, it's from hands-on experience — and I'm able to share real-world details and examples to help you win, and grow real wealth doing it.
Backed by a Team of Specialists
I'm nothing without my team. Behind every transaction is a group of highly experienced processors, underwriters, transaction coordinators, advising brokers, and escrow and title partners — professionals I've worked alongside for years and trust completely. I only work with highly qualified, experienced vendors and partners, from appraisers to contractors to attorneys, because our clients deserve a team that gets it right the first time, every time.
The Firms Providing Unmatched Solutions and Value
I'm a Broker-Associate with three firms that each bring something different to the table for our clients:
- Real Brokerage (Nasdaq: REAX) A publicly traded brokerage with more than 35,000 agents nationwide, built around technology, AI, and service.
- United American Mortgage Corporation A direct lender and broker with relationships across more than 100 banks and investors, lending in most U.S. states and recognized as one of the most experienced and trustworthy mortgage lenders in California.
- Residential First Capital One of the most trusted private money lenders in California, funding business-purpose and consumer-purpose loans and bridge loans for homeowners, buyers, investors, and business owners. I serve as both a Broker-Associate and Servicing Manager here.
Together, these relationships — and the team behind them — give our clients access to one of the most experienced and knowledgeable teams in the business.
Why It Matters to You
Most real estate agents have never underwritten a loan. Most loan officers have never represented a buyer or seller. Few professionals have invested their own money in the same strategies they recommend. We have. We put that experience and knowledge to work for you — because when you entrust us with your family's home and real estate, you're entrusting us with your most valuable assets.