Specializing in California Loans

Rich Bustamante is your premier mortgage expert located in Costa Mesa, California. He prides himself on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Costa Mesa area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Rich can help you take that first step toward a financial solution.

Agent handing housekeys to happy couple

Start your home loan process here!

At Rich Bustamante Powered By United American Mortgage, we separate ourselves from others by offering exceptional customer service and a broad selection of home financing options.

How much do you qualify for?

No Obligation. No Credit Check.

5 Star Review

Our clients are the foundation of our success

  • "Exceptional service from start to finish! Jack Skovgard was incredibly knowledgeable, patient, and always available to answer our questions. He made the entire mortgage process smooth and, secured us a... read more

    Earl Valinsky Avatar Earl Valinsky

    We had a great experience working with the team! We switched to them due to being able to get a lower rate and they were able to work quickly to... read more

    Hannah Hoole Avatar Hannah Hoole

    I am thrilled to share my experience working with Jack Skovgard from United American Mortgage. Jack is a true expert in the mortgage industry. His extensive knowledge and attention to... read more

    Dave Marquez Avatar Dave Marquez

    Vance and his team were instrumental in guiding us through the home buying process. I know we're in an unprecedented market right now with high prices and low inventory, but... read more

    Tjayi Malone Avatar Tjayi Malone
  • Jack is by far the most professional broker I have ever met. He returns every call. He's honest and very hard working. He will work to get the best possible... read more

    jeff parry Avatar jeff parry

    I worked with Vance Noble Long at UAMC and I cannot say enough good and wonderful things about him. As a first time homebuyer I had a lot of anxiety,... read more

    Jessica Lau Avatar Jessica Lau

    We have worked with Michael McClare from United American Mortgage for 25 years on multiple home purchases and refinances. Michael is the ultimate professional, who delivers what he promises efficiently... read more

    Loretta Ricciardi Avatar Loretta Ricciardi

    German has been great to work. He is very knowledgeable and passionate about helping his customers.

    Mina Murray Avatar Mina Murray
  • My fiancé and I recently just purchased our first home and used United American Mortgage and couldn't be happier. They were able to get us a great rate and their... read more

    Jeffrey Earle Avatar Jeffrey Earle

    United American Mortgage is an incredible company whom I have been using exclusively for almost 30 years. Al Hensling is a highly intelligent, very competent individual who can close any... read more

    Ginger Kelley Avatar Ginger Kelley

    My boyfriend and I bought our first house earlier this year and United American was SO helpful with the entire process! Extremely seamless process. Every step was explained to me... read more

    Morgan Hickle Avatar Morgan Hickle

    I had the best experience with United American Mortgage. They were so responsive, and made our whole home buying and refinancing experience so easy!

    Shawn Kelly Avatar Shawn Kelly
  • I’ve worked with Al Hensling and team for many years, always a great experience. He has professional team and a well honed operation.

    Wendy Burgan Avatar Wendy Burgan

    I absolutely love this company. amazing leadership in Matt Ishbia. From the top down, there is passion in delivering value to their customers. My A/E Chris Parker is a quality... read more

    Jon Nalbandian Avatar Jon Nalbandian

    We worked with Mark Bonenfant once again to obtain a mortgage for our recent home purchase in Palm Springs. We have known Mark for twenty years and he has... read more

    Drew Clinton Avatar Drew Clinton

    I love United American Mortgage- so many options from 1st time home buyer programs to most complicated transactions.. One stop to see multiple options and ensure you are getting the... read more

    Orange County “Your Loan Officer” For Life Avatar Orange County “Your Loan Officer” For Life