Specializing in California Loans
Rich Bustamante is your premier mortgage expert located in Costa Mesa, California. He prides himself on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Costa Mesa area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Rich can help you take that first step toward a financial solution.
Start your home loan process here!
At Rich Bustamante Powered By United American Mortgage, we separate ourselves from others by offering exceptional customer service and a broad selection of home financing options.
How much do you qualify for?
No Obligation. No Credit Check.
Our clients are the foundation of our success
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"Exceptional service from start to finish! Jack Skovgard was incredibly knowledgeable, patient, and always available to answer our questions. He made the entire mortgage process smooth and, secured us a... read more great rate. Highly recommend!"
Earl Valinsky
We had a great experience working with the team! We switched to them due to being able to get a lower rate and they were able to work quickly to... read more ensure we could still make our 21 day closing timeframe. Appreciate all of their help and would definitely work with them again in the future.
Hannah Hoole
I am thrilled to share my experience working with Jack Skovgard from United American Mortgage. Jack is a true expert in the mortgage industry. His extensive knowledge and attention to... read more detail are top notch. If you have questions about conventional loans, FHA options, or refinancing, Jack is always ready with clear, concise answers and tailored solutions that will fit your needs perfectly. His professionalism, honesty and dedication truly set him apart. If you’re looking for a reliable broker who knows mortgages inside and out, I wholeheartedly recommend Jack Skovgard—he’s the best in the business!
Dave Marquez
Vance and his team were instrumental in guiding us through the home buying process. I know we're in an unprecedented market right now with high prices and low inventory, but... read more don't let that discourage you. Vance can make it happen as long as you have the patience and get him everything he needs to make it happen. He was very thorough and explained every little detail to all my questions. (I asked a lot and more than most would care to know) He even would call me on weekends or after hours if needed. I know that's far and few these days. I'm beyond grateful for his expertise. Vance was able to get us down to the dollar on what we we were looking at being able to afford which turned out to be more considering our credit and cash we were coming in with. We closed on the exact date and could have closed earlier had we wanted to but overall service was top notch. Normally this is reserved for your realtor but he took time out of his day to follow up after closing just to make sure we were adjusting and didn't have any additional questions. When it comes time to refinance he's already on top of it. So, I know who I'll be working with on my next property! Cheers!!!🤙🏾
Tjayi Malone
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Jack is by far the most professional broker I have ever met. He returns every call. He's honest and very hard working. He will work to get the best possible... read more rates and service he can provide. He will represent other directions if he has to but promise to always give the best possible option and he is 100% honest in everything he does. When in need of a mortgage or professional Real Estate help and options I'm so glad I have United American Mortgage by my side and can always count on Jack and his company directing me and a great big help. Honest and Reliable
jeff parry
I worked with Vance Noble Long at UAMC and I cannot say enough good and wonderful things about him. As a first time homebuyer I had a lot of anxiety,... read more questions and concerns, especially because I was in a unique situation. Vance was infinitely patient and kind with me. He was always quick to respond to my questions regardless of time of day or day of the week. He was very clear in setting expectations and outlining the entire process for me, multiple times and there was never any pressure to do anything I was not comfortable with. He and his team really went above and beyond getting me into my first home and are incredibly knowledgeable and have a wealth of experience. Do not hesitate to work with this man, he is an outstanding broker and an even better person!
Jessica Lau
We have worked with Michael McClare from United American Mortgage for 25 years on multiple home purchases and refinances. Michael is the ultimate professional, who delivers what he promises efficiently... read more and ahead of schedule. Michael is honest, transparent and has great knowledge of the mortgage industry. I can't recommend him highly enough.
Loretta Ricciardi
German has been great to work. He is very knowledgeable and passionate about helping his customers.
Mina Murray
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My fiancé and I recently just purchased our first home and used United American Mortgage and couldn't be happier. They were able to get us a great rate and their... read more customer service was amazing. Taylor and Steven were always very prompt with any questions we had and they both made our experience smooth and pleasant.
Jeffrey Earle
United American Mortgage is an incredible company whom I have been using exclusively for almost 30 years. Al Hensling is a highly intelligent, very competent individual who can close any... read more loan at the best interest rate in town. The past several years I have had the pleasure of working with Dean Rathbun who has been amazing through every step of the six loans he has closed for me. This very successful company has been around a long time, has so much respect in the community that they get things done with integrity, on time and keep their promises!
Ginger Kelley
My boyfriend and I bought our first house earlier this year and United American was SO helpful with the entire process! Extremely seamless process. Every step was explained to me... read more and we ended up closing early! Highly recommend.
Morgan Hickle
I had the best experience with United American Mortgage. They were so responsive, and made our whole home buying and refinancing experience so easy!
Shawn Kelly
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I’ve worked with Al Hensling and team for many years, always a great experience. He has professional team and a well honed operation.
Wendy Burgan
I absolutely love this company. amazing leadership in Matt Ishbia. From the top down, there is passion in delivering value to their customers. My A/E Chris Parker is a quality... read more human and also sharp as a tack. I love their honesty, transparency, efficiency, technology and values. The tools they offer are unmatched in the industry and they set the bar for all industry professionals. I am grateful to be able to work with them.
Jon Nalbandian
We worked with Mark Bonenfant once again to obtain a mortgage for our recent home purchase in Palm Springs. We have known Mark for twenty years and he has... read more handled three mortgages for us over that time. Mark’s professionalism and ethics are exceptional, and he has always made a somewhat trying process simple and stress-free. He consistently managed the details of the process and always disclosed and explained everything along the way. His experience and knowledge always allowed us to feel comfortable and protected and he provides the extra effort to avoid the complications that can sometimes arise during the mortgage process. We will definitely use his services again and we highly and unconditionally recommend him to everyone we know.
Drew Clinton
I love United American Mortgage- so many options from 1st time home buyer programs to most complicated transactions.. One stop to see multiple options and ensure you are getting the... read more very lowest interest rate.
Orange County “Your Loan Officer” For Life
